Workers Compensation
Compulsory in most states if you employ staff. Covers medical costs and lost wages for employees injured at work. Requirements vary by state, we help you check your obligations.
About This Cover
Workers Compensation is a legal requirement for any business with employees across most Australian states and territories. It provides wage replacement and covers medical and rehabilitation costs for employees who are injured or become ill as a direct result of their work.
For automotive businesses, where physical labour, heavy equipment, and workshop hazards are part of daily life, having the right Workers Compensation cover in place is essential. Penalties for non-compliance can be significant, and the exposure from an uninsured workplace injury can be far greater.
We help motor trade businesses navigate the complexities of Workers Compensation, which varies by state and territory, from how your premium is calculated to supporting you through claims and return-to-work obligations.
What's Included
- Wage replacement for employees unable to work due to injury or illness
- Medical, rehabilitation, and treatment costs
- Common law liability protection
- Support with return-to-work obligations
- Compliance with state and territory legislative requirements
Not sure if Workers Compensation is right for you?
Tell us about your business and we will help you work out what you actually need, and what you do not. No obligation.
Frequently Asked Questions
In most Australian states and territories, any business with employees is legally required to hold a current Workers Compensation policy. Requirements and scheme structures vary by state, so it is important to ensure your cover is compliant with the legislation in your jurisdiction.
Ready to Arrange Workers Compensation?
Tell us about your business and we will help you review your options, no obligation.