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FAQ

Mechanics Insurance Questions Answered

Straight answers about cover, eligibility and getting a quote for your motor trade business.

Getting Started

Tell us about your business through the quote form or give us a call. We ask about your services, the vehicles or machinery you work on, your workshop or mobile setup and the tools you rely on. From there we assess the exposures that matter and come back to you with options explained in plain English. Getting started takes about 3 minutes.

Cover Explained

It is not legally required in most Australian states, but it is strongly recommended and often a condition of trade licences, leases and contracts with dealerships or fleet operators. It covers compensation and legal costs if you injure a member of the public or damage their property in the course of your work.

Trades & Situations

Yes. Mobile mechanics carry their public liability to customer sites and their tools in their vehicle. We arrange cover built around on-site work, tools in transit and your work vehicle, so you are protected wherever the job is.

Employees & Compliance

In most states and territories, any business with employees must hold a current Workers Compensation policy. The scheme and premium calculation vary by state. We help you check your obligations and arrange compliant cover for where you operate.

Ready to Sort Your Cover?

Tell us about your business and we will help you review your options. Specialist insurance for mechanics and the motor trade, Australia-wide.

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