Tools & Equipment Insurance
Covers repairing or replacing your tools, diagnostic gear, and portable equipment if they are lost, stolen, or accidentally damaged at work or in transit.
About This Cover
Your tools are your trade. Without them you cannot work, and replacing quality equipment at short notice is expensive, disruptive, and can cost you jobs.
Tools & Equipment insurance protects the gear you rely on every day against theft, accidental loss, and damage, so a stolen toolbox or a smashed diagnostic unit does not mean days of downtime. Cover extends to tools and equipment both on your premises and in transit, because your kit does not stay in one place.
Whether your equipment is stored in your workshop, locked in your van, or taken to an offsite job, it can be protected. Agreed value options are also available, so there is no dispute about what your gear is worth when you need to make a claim.
What's Included
- Theft, loss, and accidental damage to tools and equipment
- Cover on your premises, in transit, and at offsite job sites
- Theft from a locked vehicle
- Diagnostic equipment and electronic tools included
- Agreed or market value options available
Not sure if Tools & Equipment is right for you?
Tell us about your business and we will help you work out what you actually need, and what you do not. No obligation.
Frequently Asked Questions
Yes, theft from a locked vehicle can be covered. We recommend keeping a photographic record of your tools along with serial numbers where possible, as this helps significantly in the event of a claim.
The Tools and Equipment We Can Cover
From hand tools and power tools to diagnostic scanners, hoists and workshop equipment, your kit is your livelihood. Replacing quality gear at short notice is expensive, disruptive, and can cost you jobs.
Tools & Equipment insurance can protect the gear you rely on against theft, loss and accidental damage, whether it is in your workshop, locked in your van, or taken to an offsite job. Agreed value options mean there is no argument about what a specialist tool is worth when you claim.
- Diagnostic scanners & code readers
- Hand tools & toolboxes
- Power tools & air tools
- Hoists, jacks & lifting equipment
- Battery testers & charging gear
- Specialist & dealer-specific tools
Ready to Arrange Tools & Equipment?
Tell us about your business and we will help you review your options, no obligation.