Cover Types

Insurance Cover for Mechanics and the Motor Trade

Build a package that suits your garage, tools and trade. Each cover can be arranged on its own or bundled together.

Public Liability Insurance

Covers compensation and legal costs if you negligently cause injury to a member of the public or damage to their property. The cornerstone cover for any motor trade business.

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Tools & Equipment Insurance

Covers repairing or replacing your tools, diagnostic gear, and portable equipment if they are lost, stolen, or accidentally damaged at work or in transit.

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Motor Trade Road Risk Insurance

Covers your liability when driving, testing, or moving customer vehicles on public roads. Required if you road-test customer cars as part of your service or repairs.

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Garage Keeper's Liability Insurance

Covers damage to customer vehicles while they are in your care, custody, or control, whether parked on your premises overnight or being serviced in your workshop.

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Workers Compensation

Compulsory in most states if you employ staff. Covers medical costs and lost wages for employees injured at work. Requirements vary by state, we help you check your obligations.

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Personal Accident & Illness Insurance

Covers your own income if you are unable to work due to injury or illness, inside or outside of work. Particularly important for sole traders with no employer-funded sick leave.

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Commercial Vehicle Insurance

Covers the work vehicles your business owns and operates, from a single service van to a full fleet of utes, tow trucks, and car transporters.

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Ready to Sort Your Cover?

Tell us about your business and we will help you review your options. Specialist insurance for mechanics and the motor trade, Australia-wide.

Get a Quote Call 1800 556 777