Personal Accident & Illness Insurance
Covers your own income if you are unable to work due to injury or illness, inside or outside of work. Particularly important for sole traders with no employer-funded sick leave.
About This Cover
Workers Compensation protects your employees, but it does not protect you. Personal Accident & Illness insurance covers your own income if you are unable to work due to an injury or illness, whether it happens inside or outside of work.
For sole traders and working owners who have no employer-funded sick leave, this cover is often the difference between a temporary setback and a serious financial problem. If you cannot turn a spanner, the income stops, but the bills do not.
Cover can be arranged to provide a weekly benefit during recovery, along with lump-sum benefits for specified injuries, so you can focus on getting back to the workshop.
What's Included
- Weekly income benefit while you are unable to work
- Cover for injury and illness, on and off the job
- Lump-sum benefits for specified serious injuries
- Suited to sole traders and working owners
- Benefit periods and waiting periods tailored to your needs
Not sure if Personal Accident & Illness is right for you?
Tell us about your business and we will help you work out what you actually need, and what you do not. No obligation.
Frequently Asked Questions
It is designed for sole traders, working owners, and anyone whose income depends on their ability to work, particularly those without access to employer-funded sick leave.
Ready to Arrange Personal Accident & Illness?
Tell us about your business and we will help you review your options, no obligation.