Public Liability Insurance
Covers compensation and legal costs if you negligently cause injury to a member of the public or damage to their property. The cornerstone cover for any motor trade business.
About This Cover
Public Liability insurance is the cornerstone of any motor trade business. Whether you are servicing vehicles in your workshop, carrying out roadside repairs, or working on-site at a customer's location, accidents can happen, and when they do the financial and legal consequences can be serious.
Public Liability cover protects your business against claims made by third parties for bodily injury or property damage that arises from your business activities. From a customer slipping on oil in your workshop to accidental damage to a vehicle or surrounding property, cover is built to respond quickly.
We understand the exposures that mechanics and automotive tradespeople face, which is why cover is structured around the risks of your industry, not adapted from a generic commercial policy.
What's Included
- Third-party bodily injury and property damage claims
- Legal defence costs, included within your policy limit
- Cover for incidents on your premises and at offsite locations
- Products liability for parts and components supplied and fitted
- Cover for employees acting in the course of their duties
Not sure if Public Liability is right for you?
Tell us about your business and we will help you work out what you actually need, and what you do not. No obligation.
Frequently Asked Questions
Public Liability covers your legal liability for third-party bodily injury or property damage that occurs as a result of your business operations, including incidents on your premises, at customer locations, and during offsite jobs.
Ready to Arrange Public Liability?
Tell us about your business and we will help you review your options, no obligation.