Motor Trade Road Risk Insurance
Covers your liability when driving, testing, or moving customer vehicles on public roads. Required if you road-test customer cars as part of your service or repairs.
About This Cover
Motor Trade Road Risk insurance allows you and your authorised drivers to legally drive customer vehicles, trade vehicles, and your own business vehicles on public roads.
Unlike a standard motor policy, Motor Trade Road Risk provides the flexibility your business needs, covering a wide range of vehicles without requiring each one to be individually listed on a schedule. Whether you are road-testing a repaired vehicle, collecting a customer's car, delivering a completed job, or moving stock between locations, it keeps you legal and protected.
Comprehensive, third-party fire & theft, and third-party only options are available, with premiums that reflect the realities of running a motor trade business.
What's Included
- Drive customer, trade, and business vehicles on public roads
- Flexible driver scope, principals and authorised employees
- Comprehensive, third-party fire & theft, and third-party only options
- Cover for road testing, vehicle collection, and delivery
- Suitable for a wide range of vehicle types and values
Not sure if Motor Trade Road Risk is right for you?
Tell us about your business and we will help you work out what you actually need, and what you do not. No obligation.
Frequently Asked Questions
Named principals and authorised employees are covered. The scope of drivers is agreed at inception, so we will work through this with you when setting up your policy to make sure everyone who needs to be covered is included.
Ready to Arrange Motor Trade Road Risk?
Tell us about your business and we will help you review your options, no obligation.