Specialist Trade Insurance · Motor Trade
Mechanics Insurance for Australian Motor Trade Businesses
We are a specialist broker. We help mechanics compare and arrange public liability, tools, road risk, garage keeper's and more, usually with a quote in about 3 minutes.
- Quotes in about 3 minutes
- Built for the trade
- Australia-wide
Get your quotes
Tell us about your business, it takes about 3 minutes.
Authorised & licensed
Authorised Representative of Community Broker Network Pty Ltd, AFSL 233750.
Motor trade specialists
Cover structured around a workshop's real risks, not a generic policy.
Australia wide
Real brokers you can speak to, based in Joondalup, Western Australia.
Plain English advice
A broker on your side, explaining your cover simply with no jargon.
Mechanics Insurance is an insurance broker. We help you review and arrange cover. We do not underwrite or issue policies.
Founder & DirectorFrans and his team are always easy to contact, responsive, and willing to take the time to explain matters in plain English. Their clear communication helps avoid misunderstandings and ensures we feel informed and confident in the decisions being made for our businesses.
Meet the Founder
Frans du Plessis
Founder & Director, Mechanics Insurance
Frans founded the brokerage in 2015 and still leads the team behind Mechanics Insurance. He built the firm around a simple idea: treat clients like people, not policy numbers.
He holds a Diploma in Broking, a Certified Financial Planning diploma and a Fellow CIP designation, and brings that experience to structuring cover for motor trade businesses across Australia.
- Leading the team since 2015
- Diploma in Broking
- Fellow CIP
Mechanics Insurance is a Corporate Authorised Representative of Community Broker Network Pty Ltd, AFSL 233750. See our Financial Services Guide.
A Broker That Knows the Trade
A Specialist Broker for the Motor Trade
That works in your favour. We sit on your side of the table, help you understand your options and arrange the cover that suits your workshop, your team and your livelihood.
Backed byGrace Insurance· an Australian-owned brokerage
We work for you, not an insurer
As a broker we help you review and arrange your cover. We are not tied to selling one insurer's product.
Cover shaped around your trade
We structure cover around the real risks of a motor trade business, not a generic commercial template.
Plain English, no jargon
We explain what each cover does and where it responds, so you can choose what actually fits.
One point of contact
Public liability, tools, road risk, garage keeper's and more, arranged together and managed in one place.
Who We Cover
Motor Trade Insurance by Trade Type
Every trade carries its own risks. Pick the work you do and we will arrange cover built specifically for it.
Cover Check
Not Sure What Cover You Need?
Run a quick check. Answer a few questions and we will suggest the covers worth looking at for a business like yours.
What is your trade?
Cover Types
Insurance Cover We Arrange for Mechanics
Build a package that suits your garage, tools and trade. Each cover can be arranged on its own or bundled together.
How It Works
How to Get a Mechanics Insurance Quote
Tell us about your business
We learn about your services, the vehicles or machinery you work on, your workshop or mobile setup, and the tools and equipment you rely on.
We assess your risks
We look at the exposures that matter most, including customer vehicle handling, heavy equipment risks, tools, road use, site work and property.
We help you review your options
We explain your options in plain English so you can choose the solution that best fits your business.
Choose the cover that suits you
Once you are happy with the solution, we help put the right protection in place.
Quotes in about 3 minutes
Tell us about your business and we get straight to your options.
Policy documents emailed
Once cover is arranged, your documents come through without the wait.
Flexible payments
Pay monthly or annually, whatever suits your workshop's cash flow.
One point of contact
All your covers arranged and managed in one place, Australia-wide.
Mechanics Insurance Explained
What Is Mechanics Insurance?
Mechanics insurance is a tailored package of covers that protects your workshop, your team and your livelihood from the risks of running a repair business. Rather than one policy, it brings together the covers a motor trade business actually needs.
That usually means public liability, tools and equipment cover, motor trade road risk, garage keeper's liability and workers compensation. As a broker, we help you review each one and arrange what fits your operation, so a damaged customer vehicle, an injured staff member or a stolen toolbox is not a cost you carry alone.
Explore the cover types
Your workshop doesn't stop. Neither should your cover.
Get a QuoteWhy Do Mechanics Need Insurance?
Mechanics face everyday risks that can turn into expensive claims or legal disputes. You work with customer vehicles, heavy equipment and busy premises, and any of those can lead to damage you are responsible for.
A single public liability claim, a workshop fire or a break-in can cost far more than a year of cover. Being uninsured can also breach the conditions of a workshop lease, a trade licence or a dealership contract.
- You lease or own a commercial garage space
- You need to replace damaged or stolen tools
- You want to cover legal costs on a liability claim
- You need to protect your income if you cannot work
Client Story
Frans and his team are always easy to contact, responsive, and willing to take the time to explain matters in plain English. Their clear communication helps avoid misunderstandings and ensures we feel informed and confident in the decisions being made for our businesses.
When a claim needs to be made, Frans and the team provide genuine support. They make you feel as though they are right there with you throughout the process, which significantly reduces the stress that can come with an unexpected or claimable event.
Mike and Katie Van Heek
Franchisees, Autobahn Mechanical and Electrical Services, Joondalup and Mindarie
Where We Cover
Mechanics Insurance Across Australia
We can help workshops, mobile mechanics and motor trade businesses arrange cover in every state and territory. Select your area below.
Mechanics Insurance in Western Australia
From Perth and Joondalup workshops to mobile mechanics servicing the mining and agricultural regions, we help motor trade businesses across Western Australia arrange cover built around how they actually operate. Cover may be available for public liability, tools, road risk and more.
WA runs its own workers compensation scheme through WorkCover WA, and other obligations can differ from the eastern states, so it is worth reviewing your options with a broker.
Local office in Western Australia
Unit 14, 115 Grand Boulevard, Joondalup WA 6027
View our Perth office
Insurance requirements can vary from state to state. Speak with a broker and we will review your options and arrange cover where it is suitable for where you operate.
Frequently Asked Questions
Mechanics Insurance FAQs
Mechanics insurance is a package of covers built around a motor trade business, rather than a single policy. It usually brings together public liability, tools and equipment, motor trade road risk, garage keeper's liability and workers compensation. As a broker, we help you review which covers apply to your workshop and arrange them in one place.
Ready to Sort Your Cover?
Tell us about your business and we will help you review your options. Specialist insurance for mechanics and the motor trade, Australia-wide.