Garage Keeper's Liability Insurance
Covers damage to customer vehicles while they are in your care, custody, or control, whether parked on your premises overnight or being serviced in your workshop.
About This Cover
When a customer leaves their vehicle with you, they are placing real trust in your business. Garage Keeper's Liability insurance protects you when that trust is tested, covering your legal liability for loss or damage to customer vehicles left in your care, custody, or control.
This is a distinct and separate cover from Public Liability, and it is one that every automotive business accepting customer vehicles should hold. From workshop fires and storm damage to theft from your premises and accidental damage during repairs, the risks to vehicles under your care are genuine and can be costly.
Cover is specifically structured around the exposures faced by mechanics, repairers, detailers, and other automotive tradespeople.
What's Included
- Loss or damage to customer vehicles in your care, custody, or control
- Theft of customer vehicles from your premises
- Fire, storm, and accidental damage
- Cover extends to all authorised employees
- Available as a standalone policy or combined with your other covers
Not sure if Garage Keeper's Liability is right for you?
Tell us about your business and we will help you work out what you actually need, and what you do not. No obligation.
Frequently Asked Questions
Public Liability covers third-party bodily injury and property damage arising from your business activities. Garage Keeper's Liability specifically covers loss or damage to vehicles left in your care, custody, or control, a distinct exposure that Public Liability does not cover. If you accept customer vehicles, you need both.
Ready to Arrange Garage Keeper's Liability?
Tell us about your business and we will help you review your options, no obligation.